Built on a century of combined expertise
In the evolving landscape of private capital, Bender-Carey Capital operates at the intersection of commercial real estate finance, business financing, and bespoke private debt solutions.
More than a consulting firm
Founded in 2018, Bender-Carey Capital is a private investment firm headquartered in Colorado Springs, Colorado. The firm helps clients place the capital stack required for their unique financial needs — including working capital, equipment financing, land development, business lines of credit, natural resources, governmental and corporate contract financing, and commercial financing.
We structure and deploy capital across asset-backed and cash-flow-supported opportunities, providing operators and business owners with tailored financing that unlocks growth, preserves equity, and accelerates execution.
What differentiates Bender-Carey Capital is not only our ability to structure capital, but our role as a strategic partner throughout the investment lifecycle. For private debt investors seeking disciplined origination and diversified exposure, we offer a platform built for alignment, durability, and long-term performance.
“When passion meets innovation and experience, miracles become common. When compassion, expertise, and formidable technology guide a mission, success is not a miracle — it's a promising reality.”
Our Three Pillars
Commercial Real Estate Financing
We understand the significance of real estate in the business landscape. Our expertise in market trends and financing structures makes us your ideal partner in navigating the complex world of CRE investments.
Innovative Financing Solutions
Beyond real estate, we offer a suite of financing options to bolster your business's financial health. Our innovative approach allows us to identify and leverage untapped assets, providing you with the liquidity needed for growth and stability.
Strategic Business Finance Advisory
Our services extend beyond mere financing. We advise on the optimal structure for your business finance — understanding that each business has unique needs, our team offers bespoke advice to ensure your financial strategies are robust, effective, and aligned with your long-term objectives.
Who We Serve
- Prime or subcontractors to the U.S. Federal Government
- Founders and startups with governmental or corporate contracts
- Firms looking to propel their acquisition and M&A processes
- Businesses needing bridge capital, equipment, or working capital financing
Meet our team
Former bank presidents, Fortune 500 executives, decorated military leaders, and seasoned dealmakers. With a forward-thinking approach and a deep commitment to client success, our team delivers.
Kristie Bender-Carey
Chief Executive Officer & Managing Partner
Kristie began her career as a stockbroker in 1980 with Shearson American Express in Iowa. She went on to found American Finance Inc., a prominent commercial finance company she managed for over 16 years, providing capital for hundreds of commercial projects.
She served as Market President and Regional President at two publicly traded banks before launching Bender-Carey Consulting in 2018. Kristie has earned SECRET Clearance status with the U.S. Government.
She has served on the Board of Directors for the Southern Colorado Women's Chamber of Commerce and the Pikes Peak or Bust Rodeo committee, and currently sits on the board of E3s|End To End Solutions. She is a member of the Colorado Springs Chamber of Commerce, Colorado Businesswomen, National Association of Women in Construction, Realtors Commercial and Industrial Society, and Pikes Peak Association of Realtors.
Kristie volunteers as a certified family investigator for CASA of the Pikes Peak Region and has been featured in the Business Journal's "One-on-One" and Style Magazine's "People to Know." She was honored as "Women of Influence" by the Colorado Springs Business Journal and named to the Top 10 Women Leaders in Finance 2022.
Mark Leonard
President & Managing Partner
Mark brings over 25 years of experience in retail, CPG, and fintech. He has served as CEO of both public and private companies, and led Blackhawk Network's growth from a startup into a leading player in prepaid financial services. He significantly expanded InComm's operations, increasing revenue across multiple business lines.
He has secured over $250 million in capital raises across four companies and leverages his expertise as an active advisor to leading prepaid card companies, including KargoCard in Shanghai, China. He collaborates with Private Equity and Venture Capital firms evaluating and investing in tech, retail, CPG, and fintech ventures.
Before his business career, Mark played professional baseball for 11 years with the San Francisco Giants and Baltimore Orioles.


Michael Sheahan
Chief Operating Officer & Managing Partner
Michael brings 45 years of experience in the construction materials industry. He served as VP of Operations for one of the world's largest publicly traded aggregate producers, and later as President and CEO of a privately held aggregate company in Colorado.
His career includes VP and GM roles at Redlands, CRH, Lafarge, and Martin Marietta. He has managed multiple leveraged buyouts and acquisitions throughout his career.
MG (US Army Retired) Dave Bryan
Director of Governmental & Corporate Contracts
Major General Bryan served approximately 35 years in the U.S. Army as a Master Parachutist, Ranger, and Special Forces Signal Corps Officer. He served as Commander of a Signal Company in the 7th Special Forces Group, Commander of the 35th Airborne Signal Brigade at XVIII Airborne Corps, and Vice Director of the Defense Information Systems Agency.
He founded the 112th Special Operations Signal Battalion and was the first Commander of Joint Task Force — Computer Network Operations, the predecessor to U.S. Cyber Command.
After military service, he served as Sector VP at Northrop Grumman and President of Mantech International's Defense Systems Group, scaling revenue from $600M+ to over $1B in 18 months. He is a Fellow of the National Association of Corporate Directors, completed Harvard Business School's program for Corporate Board of Directors, and is founder and senior facilitator of The Leadership Forum.
At Bender-Carey Capital, he aligns promising small and medium-sized companies specializing in IT, AI, network security, cyber security, and space operations with the capital needed for R&D and growth.
Extended team
Tyler James Ferguson
Senior Vice President of Origination
Tyler is an accomplished real estate advisor with a proven track record of originating eight-figure transaction volumes. He has led teams at investment banks and advisory firms, and advises family offices on capital stack strategy.
Scarlet Green
Vice President, Florida Origination
Scarlet has been operating in credit repair and small business funding since 2017. She has educated hundreds on credit fundamentals and founded two small business funding companies. Her focus is on commercial real estate, hospitality financing, and financial literacy for underserved communities.
Jay Dhahan
Vice President, Florida Origination
Jay brings over 10 years of experience in commercial real estate development, investment structuring, and growth advisory. He has structured complex transactions across multiple asset classes and is a recognized leadership coach and speaker on influence and negotiation.
Norilyn Mabatid
Executive Assistant
Norilyn brings nearly 3 years of experience supporting executives in corporate environments. She previously served as EA to a trucking consulting firm and the CEO of a Japanese-owned company, specializing in administrative coordination and executive operations.
Aaron DeVandry
Marketing & Web
Aaron has over 20 years of experience leading digital initiatives. He has built and managed hundreds of websites and specializes in translating business strategy into digital execution across marketing, operations, and technology.
The Bender-Carey Platform
A multi-entity platform spanning asset ownership, capital deployment, strategic consulting, and private wealth management.
7
Entities
10
Offices
$250M+
Capital Deployed
Infrastructure Partners
Backed by world-class institutions
Prime brokerage, performance review, fund administration, custodial services, and banking.






Office Locations
Castle Rock · Colorado Springs · Prosper TX · Austin · San Jose · Washington D.C. · Miami · Alexandria · Las Vegas · Toronto
Headquartered in Colorado Springs, CO · Founded 2018
Ready to structure
your next deal?
Whether you need $75K in bridge financing or $50M+ for a portfolio acquisition, our team is ready to build the capital stack around your needs.
Free consultation · No obligation · Responses within 24 hours








