Fix & Flip Loans
Fast, flexible capital for investors acquiring distressed properties for renovation and resale.
Loan Size
$75K – $3M
Term
12–18 months
Leverage
Up to 90% LTC / 75% ARV
Coverage
44 states + DC
Overview
Our fix & flip loans provide the speed and flexibility real estate investors need to acquire, renovate, and sell properties profitably. Whether you are tackling a cosmetic refresh or a full gut rehab, we finance up to 90% of the total project cost so you can keep more capital working across multiple deals. Close in as little as two weeks and move on to the next opportunity.
Fast Closings
Close in approximately two weeks from complete file submission — keep your competitive edge on time-sensitive acquisitions.
Flexible Structures
Interest-only payments during the term with no prepayment penalty after six months, so you control your exit timing.
Investor-Focused
Rehab funds held in escrow and disbursed on a draw schedule, ensuring capital is available at every project milestone.
Nationwide Lending
Finance fix & flip projects across 44 states and DC — scale your portfolio without geographic constraints.
Instant Estimate
Planning estimate only. Final terms depend on experience, credit, and project metrics.
How It Works
Apply Online
Submit your project details through our streamlined application — most borrowers complete it in under 10 minutes.
Receive Terms
Get a preliminary term sheet within days outlining rate, leverage, and structure tailored to your deal.
Close Quickly
Once your file is complete, we target closing in approximately two weeks so you never lose a deal to timing.
Renovate, Sell, Repeat
Draw rehab funds as work progresses, complete your project, sell at a profit, and come back for the next one.
Good Fit For
Cosmetic Rehabs
Light renovation projects — paint, flooring, fixtures, landscaping — where speed to close and low holding costs drive profitability.
Full Renovations
Gut rehabs and major structural work that require a detailed draw schedule and higher leverage against after-repair value.
Acquisition + Rehab
Combined purchase and renovation financing in a single loan, reducing closing costs and simplifying your capital stack.
Key Details
- Interest-only payments throughout the loan term
- No prepayment penalty after 6 months
- Rehab draws disbursed upon inspection approval
- 1-4 unit non-owner occupied residential properties
- Experienced and first-time investors welcome
- Entity or individual borrowers accepted
Eligible Property Types
Ideal Borrower
Real estate investors acquiring distressed properties for renovation and resale. Whether you are an experienced flipper scaling your operation or funding your first project, our streamlined underwriting gets you to the closing table fast.
Frequently Asked Questions
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