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Build with confidence. Land acquisition plus vertical construction financing in a single loan.
Loan Size
$50K - $3M
Term
12-24 months
Leverage
Up to 85% total project cost
Coverage
44 states + DC
Finance your entire new construction project - from land acquisition through vertical build - with a single loan. Our draw-based structure releases capital as your project hits milestones, with inspections at each stage to keep the build on track. Ideal for builders who need certainty of execution and competitive leverage on spec or pre-sold residential construction.
Finance up to 85% of total project cost including land, hard costs, and soft costs - deploy less of your own capital per build.
Capital is released on a draw schedule tied to construction milestones, so funds are available exactly when you need them.
Pre-approved draw schedules and clear inspection criteria mean no surprises mid-build. Know your capital plan from day one.
Build in any of 44 states plus DC. One lending partner for projects across multiple markets.
Planning estimate only. Final terms depend on experience, credit, and project metrics.
Provide your construction plans, budget, permits, and builder resume so we can evaluate the project from day one.
We structure a term sheet around your specific build timeline, draw needs, and leverage requirements.
Request draws at pre-agreed milestones. A third-party inspector verifies progress and funds are released promptly.
Finish construction, obtain your certificate of occupancy, and sell or refinance into permanent financing.
Ground-up single family or townhome builds intended for sale upon completion - maximize leverage and minimize your equity in each project.
Projects with a signed purchase agreement in hand, allowing for higher leverage and a clear exit strategy at completion.
New construction of duplexes, triplexes, and fourplexes where rental income or sale proceeds provide the takeout.
Ideal Borrower
Experienced builders and developers executing spec or pre-sold residential construction. Best suited for 1-4 unit new builds where you need land acquisition and construction capital packaged together with a reliable draw process.
Tell us about your project. A loan specialist will follow up soon.