Stabilized Bridge Loans
Unlock equity and bridge to long-term financing on stabilized investment properties.
Loan Size
$50K – $3M
Term
12–18 months
Leverage
Up to 85% LTC / 70% LTV
Coverage
44 states + DC
Overview
Stabilized bridge loans give you short-term capital on properties that are already performing. Use them to pull equity out of a recently renovated asset, bridge the gap while you arrange permanent financing, or reposition your portfolio without selling. No DSCR requirements, no income verification — just straightforward asset-based lending designed for the pace investors operate at.
Bridge the Gap
Short-term capital that keeps your investment strategy on track while you arrange a permanent takeout or prepare for sale.
Cash-Out Options
Extract equity from stabilized properties to redeploy into new acquisitions or fund renovations on other assets in your portfolio.
Fast Execution
Asset-based underwriting with no DSCR requirements means faster decisions and fewer documentation hurdles for qualified borrowers.
Investor Friendly
Interest-only payments, no income verification, and flexible prepayment terms designed around how real estate investors actually operate.
Instant Estimate
Planning estimate only. Final terms depend on experience, credit, and project metrics.
How It Works
Apply with Stabilized Property
Submit details on your property including current value, any existing debt, and your intended exit strategy.
Secure Short-Term Capital
Receive a term sheet based on asset value and your investment plan — no DSCR calculations or income documentation required.
Execute Your Plan
Use the bridge period to arrange permanent financing, complete a sale, or reposition your portfolio on your timeline.
Good Fit For
BRRRR Investors
Buy, rehab, rent, refinance, repeat. Our bridge loan sits between the rehab phase and your permanent DSCR takeout, keeping the cycle moving.
Post-Rehab Refinance
Property is renovated and stabilized but you need time or seasoning before qualifying for long-term financing. Bridge the gap without pressure.
Portfolio Repositioning
Unlock equity across multiple stabilized assets to fund a 1031 exchange, acquire new properties, or restructure your holdings.
Key Details
- No DSCR or debt coverage ratio requirements
- Interest-only payments throughout the term
- Cash-out refinance available on stabilized assets
- No income verification — asset-based underwriting
- Entity and individual borrowers accepted
- Minimal seasoning requirements on recently acquired properties
Eligible Property Types
Ideal Borrower
Investors who have completed a renovation and need short-term capital before refinancing into a long-term loan. Also well suited for borrowers looking to pull cash out of performing properties to fund new acquisitions without selling existing assets.
Frequently Asked Questions
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