Loading
Loading
Finance long-term income properties with DSCR-based qualification - no personal income docs required.
Loan Size
$75K - $2M
Term
Up to 30 years
Leverage
80% purchase / 75% cash-out
Qualification
DSCR-based
Our DSCR rental loans qualify on the property's cash flow, not your personal income. That means no tax returns, no W-2s, and no employment verification. Perfect for self-employed investors, high-net-worth borrowers, or anyone scaling a rental portfolio who wants permanent financing without the paperwork burden of conventional lending.
No limit on the number of financed properties. Grow your rental portfolio as fast as you can find deals that cash flow.
Choose from 30-year fixed, adjustable rate, or interest-only options to match the cash flow profile of each property.
Refinance existing rentals at up to 75% LTV and pull cash out to fund your next acquisition or renovation project.
Finance rental properties across 44 states and DC with a single lending partner. No geographic portfolio limits.
Planning estimate only. Final terms depend on experience, credit, and project metrics.
Provide property information, current or projected rent, and basic borrower details. No tax returns or pay stubs needed.
We evaluate whether the property's rental income covers the proposed debt service. If the ratio works, the loan moves forward.
Lock in your rate, close the loan, and enjoy predictable payments for up to 30 years while your tenants build your equity.
Lock in long-term rates on cash-flowing rentals and build wealth through appreciation and principal paydown over decades.
No cap on financed properties means you can keep acquiring and financing without hitting conventional loan limits.
DSCR qualification ensures each property stands on its own merits - if the rent covers the debt, the deal works.
Ideal Borrower
Buy-and-hold investors seeking long-term, permanent financing on cash-flowing rental properties. Ideal for self-employed borrowers, portfolio builders, and anyone who prefers to qualify on property income rather than personal tax returns.
Tell us about your project. A loan specialist will follow up soon.